Website Privacy Policy

 

FACTS  What does Security State Bank & Trust do with your personal information?

Why?  Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?  The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and checking account information
  • account balances and payment history
  • credit history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?  All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Security State Bank & Trust chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal informationDoes Security State Bank & Trust share? | Can you limit this sharing? 

For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES | NO
For our marketing purposes- to offer our products and services to you: YES | NO
For joint marketing with other financial companies: YES | NO

For our affiliates' everyday business purposes-information about your transactions and experiences: NO | WE DO NOT SHARE 

For our affiliates' everyday business purposes-information about your creditworthiness: NO| WE DO NOT SHARE

For nonaffiliates to market to you- NO | WE DO NOT SHARE

Questions? Call 800-880-0649 or go to www.ssbtexas.com

 

What we do
How does Security State Bank & Trust protect my personal information?  To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Security State Bank & Trust collect my personal information?  We collect your personal information when you:

  • open an account or show your driver's license
  • pay us by check or apply for a loan
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?  Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies. Security State Bank & Trust does not share with our affiliates.

Nonaffiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Security State Bank & Trust does not share with nonaffiliates so they can market to you.

Joint Marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include TIB-The Independent BankersBank for credit cards.

Other Important Information

How To File Complaints

Security State Bank & Trust is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against Security State Bank & Trust should contact the Texas Department of Banking.

Security State Bank & Trust also engages in the business of selling checks as an agent for a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint concerning sale of checks activities should contact the Texas Department of Banking.

Consumers may file complaints with the Texas Department of Banking by contacting the department through one of the means indicated below: